FDI cap hike to 100% in insurance to boost coverage, jobs: Experts
They were commenting on the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill, 2025, which was passed by the Parliament on Wednesday. The bill seeks to raise FDI (foreign direct investment) limit in the insurance sector from 74 per cent to 100 per cent.

Explainer: Towards liberalising insurance sector
The Lok Sabha has passed the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill, 2025, promising insurance and protection for all. The reforms are aimed at modernising the sector but the Bill omits an earlier proposal on composite licensing, explains Sidharrth Shankar

Parliament clears Bill to raise insurance FDI cap to 100%
Parliament on Wednesday passed a Bill to raise foreign direct investment (FDI) in the insurance sector to 100% from the current 74%, a move expected to attract higher foreign capital inflows, support the adoption of global governance and innovation standards, and deepen insurance penetration in the country. 

Raising FDI cap in insurance sector to help expand coverage, create jobs: Experts
Increasing the foreign direct investment limit to 100 per cent in the insurance sector will help expand coverage, create jobs and make life cover policies more affordable and accessible, said experts.

Tata AIA Premier SIP bridges the gap between mutual fund investing and life insurance
Tata AIA Life Insurance offers an innovative investment plan, the Tata AIA Premier SIP, which seamlessly blends systematic investing with life and health insurance protection. With this unique offering, individuals can grow their wealth steadily while ensuring the financial well-being of their families. Key Highlights • The Tata AIA Premier SIP combines mutual fund investment growth potential with life and health insurance coverage to meet both investment and security needs.

Fall in premium not the only growth pill for health insurers
Mumbai : The recent exemption of retail health insurance from the goods and services tax regime has helped reduce premiums. But that alone is not enough to drive growth as the industry continues to battle issues such as high medical inflation, inadequate coverage, differentiated healthcare and claims experience, insurers said in a panel discussion at Mint’s BFSI Conclave 2025.

SEBI announces major market reforms; slashes mutual fund and brokerage costs
Mumbai: The Securities and Exchange Board of India (SEBI) on Wednesday approved a series of far-reaching regulatory reforms aimed at simplifying market regulations, lowering transaction costs and improving cost transparency, measures that are expected to boost investor participation across mutual funds, equity and debt markets.

Sebi tweaks MF, IPO rules, skips conflict of interest changes
SEBI cuts MF expense ratio
The Financial Express

PFRDA allows 80% NPS corpus withdrawal for private subscribers
In a major reform of the national pension system (NPS), the pension regulator has allowed lump sum payout to non-government sector subscribers to 80% and reduced annuitisation to 20% of their corpus at the time of exit from the scheme.

SEBI board clears revamp of broker, MF rules; defers conflict-of-interest code
The Securities and Exchange Board of India (SEBI) on Wednesday approved overhauls of regulations governing stockbrokers and mutual funds, while deferring a decision on the proposed conflict-of-interest framework for the regulator’s board members, citing privacy and operational concerns. “There are privacy concerns among certain employees about public disclosure of assets and liabilities, including movable and immovable assets. While they are willing to make such disclosures internally to the appropriate authority, there is reluctance around placing this information in the public domain,” SEBI Chairman Tuhin Kanta Pandey said at a press conference after the board meeting.

PL Capital initiates coverage on ICICI Pru AMC: Sees 39% upside potential ahead of listing
PL Capital has initiated coverage on ICICI Prudential Asset Management Company (AMC) with a ‘Buy’ rating, with a target price of Rs 3,000, an upside of 39% from the upper price band. 

FPI debt inflows hinge on trade deal clarity, rupee stability
Foreign investors began withdrawing from government securities in December, ending five straight months of inflows. The expectation of no more rate cuts, elevated global yields, and a declining rupee are the factors which contributed to the outflows, said market participants. A clarity on the trade deal and a stable rupee will only revive foreign inflows into government securities going ahead, they said. 

Wingify eyes acquisitions for growth after Everstone deal
Bengaluru : Digital experience optimization startup Wingify is increasingly using acquisitions to accelerate its next phase of growth, aiming to attract enterprise clients. The strategy follows a majority investment by private equity firm Everstone Capital earlier this year and signals a broader shift in the company’s expansion plans.

India’s market for corporate bonds has been a laggard: Heed Niti Aayog’s call for reforms
India’s capital markets have grown by leaps and bounds since 1991, when economic liberalization began. Be it in terms of participation or infrastructure, they now compare with the best in the world. But this boom has been all but stolen by the equity market.